Can someone run me through the complimentary privileges and access that come with the Citi Prestige Card?

The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.

I think Citi Prestige is a very unique credit card that fits perfectly with my needs and rewards banking relationships. The card rewards with additional Citi ThankYouSM Points for your relationship with Citibank Singapore Limited, based on your spending and depth of relationship. So essentially you can earn unlimited Citi ThankYou points.

Nothing beats earning 3.25 Points for every dollar you spend locally and a cool 5 Points for every dollar you spend overseas. There is also no limit to how many Points you can accrue and interestingly still they never expire, so you can keep saving for a reward you really want.

The cards global acceptance is enhanced by the Chip-based technology, which basically ensures that you can use your Citi Prestige Card with confidence wherever you are in the world. An embedded microchip turns your account information into a unique code that is difficult to duplicate or clone thereby ensuring you enhanced fraud protection.

Citi Prestige card affords users unlimited complimentary access to hundreds of VIP airport lounges in cities around the world through Priority Pass. The icing on the cake is that there are no membership fees, no lounge pass fees, you simply just present your Priority Pass membership card at the desk and gain unlimited access to airport lounges around the world.

Lodging a dispute with my bank in regards to my card was stress-free with express processing. I contacted the bank’s 24-hour customer service hotline to lodge my dispute and was advised on the process required to submit a dispute resolution form. The time taken to resolve a disputed transaction may vary depending on the complexity of the case. Generally, resolution on a dispute may range between approximately 4 weeks for simple cases to about 12 weeks for more complex ones, assuming all required documentation has been promptly provided upon request.

This is my first credit card and I was pleased with the process as the application was absolutely stress free and smooth with customer care service at top notch. I actually felt taken care of and it appeared I could rely on customer care service for virtually any issue. Plus they have a simple tracking system of cashback rewards, with a good App and web UI/UX.

I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.

I like the idea that I can receive 40,000 Membership Rewards points when I get to successfully refer any of my friends to the card. Even more so as my friends can also receive 40,000 Membership Rewards points upon spend of S$5,000 in the first 3 months of their Card Membership. I think that is pretty much a win-win situation.

OCBC Voyage Card is perfect for well-off consumers with a shifting travel schedule, who want to earn high miles locally and overseas. Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend, which aligns with similar cards. Consumers are most likely to benefit from OCBC voyage card if they spend most of their budget locally, with at least 25% of local spend on dining.

I love that I can enjoy Interest rates starting from 5.80% p.a. (EIR 11.38% p.a.) on their 12-month instalment plan which allows for fixed monthly repayments.The monthly repayment for your Cash-on-Instalments is fixed, allowing you to manage your finances with ease of mind. That works perfect for me as it helps me to be more organized and I give them thumbs up.

Seldom would you find a card that has your best interest at heart as the AMEX Express Platinum Reserve Credit Card with its Emergency legal and medical assistance even when you are anywhere in the world. You can enjoy privileges around the globe with Live the World and American Express with all round protection against accidental damage or theft for your purchases.