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First of all, you need to be careful of your choice of roommates because you are actually renting as a single entity. Everyone on the lease is responsible equally. Secure the services of a lawyer and have him create a lease or binding contract that you and your roommates can sign. Keep one copy, have the roommate keep a copy and also keep a copy with the lawyer. If your roommate defaults on the lease call your lawyer and have him evicted.

You sound like an educated woman so I am baffled that you are in the position you are in. First of all I don’t want to speak badly of your relationship but I think it’s rather odd that you are dating a man many years younger than you and one you are probably taking care of. Frankly I will caution strongly against buying a property for your boyfriend but if you must buy one to justify ‘’sharing something together’’, then let the documents be in your name. Anything short of that sister and you will be in for a real shocker in future.

It is a good thing to stroll around with your family on malls. You are having your bonding that you have wanted for a long time. But there are times that we can occur an accident. Like breaking a figurine or damaging a painting. The mall usually has policies that covers the damages that have occured. Usually in the department stores, there are signages like "if you break it, you pay for it".

There are tourist attractions that offer special discounts to caregiver and free admission for PWDs. These include some attractions on Sentosa, the 4 Wildlife Parks, Garden By The Bay, Wild Wild Wet, etc. However, PWDs must show their DDR ID - Development Disability Registry ID card. Free admission applies to the first caregiver, regardless of nationality, who accompanies a Singaporean, permanent resident or foreigner with disabilities.

This seller committed something like what we call predatory pricing but instead of setting the price very high. It is considered illegal because it violates the antitrust law. It is also unethical because it will hurt the consumers not physicalty, but financially. Although it is a rare concept in competition law, it is still unethical.

Well this is not exactly a secret but I think the wildest thing I ever did was when under intoxication ordered a free drink for everyone in the club. I don’t want to say how much it cost me pay off the bill, it still hurts me even today thinking about it.